Down Payment Assistance Programs in NEPA
Discover six powerful options that can help you unlock homeownership — with guidance from Noble Nest Mortgage.
In Northeastern Pennsylvania, several down payment assistance programs are available to help eligible homebuyers achieve their dream of homeownership. Here are six notable options:
1. PENNDOT's First-Time Home Buyer Program
This program aids first-time homebuyers with down payment and closing costs through grants or low-interest loans.
2. HOMEstead Program
Designed for low-income, first-time buyers, this program offers forgivable loans to assist with down payment and closing costs.
3. PHFA (Pennsylvania Housing Finance Agency)
PHFA’s Low Interest Loan Program helps first-time buyers across Pennsylvania with additional down payment assistance options.
4. Neighborhood Assistance Program (NAP)
This program incentivizes investment in distressed areas and can offer down payment help via tax-credit backed support from developers.
5. USDA Rural Development
For rural property buyers, USDA offers zero down payment loans which may be paired with local down payment support.
6. Local Community Programs
Various municipalities and counties in NEPA offer grants and support tailored to specific homebuyer needs. Check with local housing agencies for details.
Pro Tip
Eligibility requirements vary by program — including income, home price limits, and location. Our team at Noble Nest Mortgage can help guide you through each one to find the best option for your needs.
